LIC Special Revival Campaign 2025 – Complete Details for Policyholders

The Life Insurance Corporation of India (LIC), the country’s most trusted insurance company, has announced a LIC Special Revival Campaign 2025 for the benefit of its policyholders. Many policyholders are unable to pay their premiums on time due to unavoidable financial or personal circumstances. This results in the lapse of their policies, which not only suspends the insurance coverage but also impacts the long-term financial protection of their family.

To address this concern, LIC has introduced a special opportunity for policyholders to revive their lapsed policies with attractive concessions in late fees. The campaign will run from 18th August 2025 to 17th October 2025 and aims to provide financial relief and restore insurance protection for millions of families.

Why LIC Revival Campaign is Important?

Insurance is not just a savings or investment tool; it is a shield of financial security for the policyholder’s family. When a policy lapses, the insurance cover comes to a halt, and the very purpose of buying life insurance gets defeated.

The importance of this revival campaign can be understood through the following points:

• Protection Restored – A lapsed policy means no death cover is available. By reviving it, the policyholder ensures family security again.
• Financial Safety Net – In case of sudden misfortune, the family gets much-needed financial support.
• Avoiding Investment Loss – Policyholders have already invested money in premiums; reviving ensures that the investment continues to grow.
• Peace of Mind – Once the policy is active, the policyholder is free from worries about their family’s future.

Key Highlights of LIC Revival Campaign 2025

LIC has designed this campaign with several attractive benefits:

• The campaign will be active from 18th August 2025 to 17th October 2025.
• Applicable only to individual lapsed policies.
• Late Fee Concession will be provided:

1. Up to 30% concession in late fee for Non-Linked Insurance Plans.
2. Maximum concession available is ₹5,000.
3. For Micro Insurance Plans, 100% waiver on late fee (no charge at all).

• Policies can be revived within 5 years from the date of the first unpaid premium.
• Policies that have not completed their policy term and lapsed during the premium paying term are eligible.

Late Fee Concession Structure

To make it easier for policyholders, LIC has announced a structured late fee concession based on the receivable premium amount.

This table clearly shows that policyholders of all segments can benefit, and small policyholders under Micro Insurance Plans get complete late fee relief.

Eligibility for Revival

Under this special campaign, the following conditions apply:

• The policy must have lapsed within the last 5 years.
• The policy should still be within its premium paying term.
• The policy term must not have expired.
• All due premiums along with applicable (discounted) late fees must be paid.
• Medical or health requirements, if applicable, will still need to be fulfilled.

Exclusions – What’s Not Covered

While the campaign provides generous concessions, some limitations remain:

• No waiver on Medical/Health Requirements – If medical reports are mandatory, they must be completed.
• Policies that have already completed their term are not eligible.
• Only individual policies qualify; group insurance schemes are excluded.

Benefits of Revival Campaign for Policyholders

This campaign brings multiple advantages:

• Insurance Protection Restored – The family regains coverage against risk of life.
• Reduced Late Fee Burden – Significant savings on late fees, especially for high-value policies.
• Special Relief for Low-Income Policyholders – Micro Insurance policyholders enjoy 100% waiver on late fees.
• Continued Investment Growth – Policies linked with bonuses or returns resume benefits.
• Peace of Mind & Financial Stability – Families once again feel secure about the future.

Step-by-Step Process to Revive a Lapsed Policy

Reviving your policy under this campaign is simple. Follow these steps:

1. Visit the nearest LIC Branch – Carry your policy number and details.
2. Pay Outstanding Premiums – All unpaid premiums must be cleared.
3. Avail Late Fee Concession – After applying the concession, pay the balance late fee.
4. Submit Required Documents – Provide KYC documents, ID proofs, and policy-related paperwork.
5. Medical Check-Up (if required) – Some policies may demand medical tests based on age and policy type.
6. Receive Revival Confirmation – Once approved, the policy becomes active again.

Who Should Take Advantage of this Campaign?

The campaign is beneficial for a wide group of policyholders, especially:

• Individuals who missed premium payments due to financial hardship.
• Policyholders whose policies lapsed within the last 5 years.
• Families seeking to restore their long-term financial security.
• Micro Insurance policyholders who can revive without paying any late fee.
• Anyone looking to continue investment growth through life insurance.

Important Points to Remember

• The campaign runs only between 18th August 2025 and 17th October 2025.
• Revival is possible within 5 years from the first unpaid premium date.
• Medical requirements remain mandatory where applicable.
• Policies revived under this campaign will continue with the same terms and conditions as before.

Why You Should Not Delay Revival

Many people tend to postpone policy revival, assuming they can do it anytime. But this campaign provides an exclusive window of opportunity with significant financial relief. Reviving a policy after this campaign might mean paying full late fees without any concessions.

Moreover, life is uncertain, and delaying insurance protection can leave your family financially vulnerable. Reviving now ensures:

• Immediate risk cover.
• Maximum late fee savings.
• Long-term security for your dependents.

Conclusion

The LIC Special Revival Campaign 2025 is a golden chance for policyholders to secure their family’s financial future once again. By offering up to 30% concession in late fees and 100% waiver for Micro Insurance Plans, LIC has shown its commitment to supporting its policyholders in difficult times.

If your LIC policy has lapsed, do not miss this opportunity. Act before 17th October 2025 and revive your policy to restore full insurance protection.

Life is unpredictable, but LIC’s Revival Campaign ensures that your family’s financial security remains protected. Take the step today and bring back peace of mind for tomorrow.

FAQs on LIC Special Revival Campaign 2025

Disclaimer: The information provided in this article about LIC Special Revival Campaign 2025 is for educational and informational purposes only. While efforts have been made to ensure accuracy, readers are advised to verify details with official LIC notifications or directly contact their nearest LIC branch/agent before making any decision. Terms and conditions of LIC policies may change as per LIC’s internal guidelines and IRDAI regulations. The author/website does not hold responsibility for any loss, discrepancy, or misinterpretation of policy details. Please consult LIC’s official communication for complete and updated information before proceeding with policy revival.